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From The Mail Buoy: “The Truth Behind Budgeting– It’s Not The Budget”

A reader writes: “My spouse and I need a budget. What should we do? What type of budgeting do you recommend? I know it’s not a ‘one size fits all’ world, but how much is too much saving? It feels a...

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Lessons Learned (So Far) From a Money-Savvy Book Launch

Now that my second book has hit the presses, we’re doing the promotion. This is a marathon, not a sprint, and my version of marketing looks an awful lot like “talking with hundreds of people while...

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“I Would Have Started My Reserve Pension By Now!”

I get that pension comment every month from readers who are in their 60s… or even older. Most of them are doing fine, both financially and in life. They usually served some active duty before the...

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Contribution Limits of the Thrift Savings Plan + 401(k) + IRA = ?!?

A reader asks: I’m in the Reserves and I also have a full-time job with a 401(k) and employer match benefits. I believe the max I can contribute between my 401k, employer match, AND the TSP that is tax...

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2020 Veterans Day Free Meals & Discounts

Updated for 2020! Veterans Day is Wednesday, Nov. 11, 2020. This year, hundreds of restaurants and companies are offering military members and veterans a free meal or another discount as a sign of...

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Financial Caregiving: Are You Ready?

    My father passed away three years ago. That realization still sneaks up on me (and maybe smacks me on the back of the head) every time I clean out a file box or organize the family photos. Another...

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2021 VA Disability Compensation Rates – Updated Veterans Compensation...

The 2021 VA Disability Compensation Rates are effective as of Dec. 1, 2020. If you receive VA disability pay, you will notice the increased amount in your first check, which you should receive in...

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Reader story: “How I Bumbled Into Financial Independence”

[This post is brought to you by my cousin Ross!  If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines.]   I knew I had a spending problem after I...

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Reader story: “How I Bumbled Into Financial Independence” (part 2)

[This post is brought to you by my cousin Ross!  If you’re interested in contributing at The-Military-Guide.com, please see our posting guidelines.] [For those who haven’t seen it yet, here’s the link...

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Home Depot Military Discounts – How to Save 10% on Purchases at Home Depot

Home Depot is one of the most popular hardware store chains in the United States. So, it comes as no surprise that they offer a variety of different promotions to keep their customers interested....

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Did DFAS And The TSP Let You Contribute Too Much?

Check your 2021 TSP contributions now! I’ve heard from three different servicemembers that the Defense Finance and Accounting Service and the Thrift Savings Plan have failed to stop their TSP...

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